Year-End Planning Content At Helps Employees With Stock Compensation Prepare For The Ongoing Impact Of Tax Changes

Brookline, MA (PRWEB) December 04, 2014

The end of the year is a key time for financial and tax planning. In 2014, important tax changes that became effective in 2013 have an ongoing impact on planning for anybody with stock investments, including employees holding company shares. Additional complications may arise for people with grants of stock options, restricted stock, or restricted stock units, and for participants in employee stock purchase plans.

Fortunately, the section Financial Planning: Year-End at provides helpful education and guidance on major issues, decisions, and innovative financial-planning strategies for the end of 2014 and the start of 2015.

Tax Changes Affect Year-End Planning For Equity Compensation And Company Shares

Along with the financial- and tax-planning concepts that apply at the close of every year, in 2014 people with equity comp and company shares will want to consider the impact of the tax changes that took effect in 2013 under the American Taxpayer Relief Act and the Affordable Care Act.

Timely year-end guidance is particularly important for people who are considering option exercises or stock sales at the end of 2014. “Employees with equity grants and company shares should be aware of the new thresholds for higher tax rates on compensation income and capital gains, the additional Medicare tax on compensation income, and the Medicare surtax on investment income,” cautions Bruce Brumberg, the Editor-in-Chief of “They may want to consider keeping their income below those thresholds, if possible.”

Year-End Content Provides Education And Guidance

At, the section Year-End Planning has been fully updated for 2014. Its content includes the following articles and FAQs.


Top Ideas For Year-End Tax Planning With Stock Compensation (Parts 1 and 2)
Year-End Strategies For Restricted Stock, RSUs, And Performance Shares: Seven Ideas To Consider
Year-End Strategies For Employee Stock Purchase Plans: Ideas To Consider
Stockbrokers’ Secrets: Year-End Planning For NQSOs, Restricted Stock, And RSUs
Stockbrokers’ Secrets: Year-End Planning For ISOs


What are some year-end strategies for restricted stock and stock options?
Next year I may be in a higher tax bracket. I am thinking about exercising my nonqualified stock options before then to accelerate income into this year. What issues do I need to think about?
My ordinary income next year will trigger the 3.8% Medicare surtax on investment income, along with higher tax rates on capital gains and dividends. If I were to sell some stock this year, I would avoid these taxes, and I would then repurchase the stock to reset the basis. What are the issues I need to consider?

Alongside the core year-end articles and FAQs, other FAQs in the year-end section answer advanced related questions, including:

How can employees defer income to years when they are in a lower tax bracket?
How do the additional Medicare taxes on high earners affect planning for stock compensation?
How do employees harvest capital losses against capital gains from company stock holdings?
Are there strategies for using capital-loss carry-forwards from prior years?
What risks are posed by the wash sale rule?
What year-end strategies can help to minimize alternative minimum tax with incentive stock options?
How can employees save taxes on company stock by making gifts and donations, including those to private foundations or grantor-retained annuity trusts?

All of these questions, and many others, are answered in the section Financial Planning: Year-End Planning. In addition, the calculators and modeling tools at allow users to play out various “what if” scenarios with different tax rates and stock prices.

For similar education and guidance on year-end planning for nonqualified deferred compensation, employees can turn to , a sibling publication of

Corporate Licensing Available

All of the content on is ideally suited for licensing by companies and stock plan providers for their stock plan participants. A customized version of the website’s award-winning content can be seamlessly woven into companies’ HR, benefits, and/or compensation portals. Accessible through any internet browser, 24 hours a day, 7 days a week, licensed content from lets stock plan participants answer their own questions about their stock grants whenever they need to learn moresaving time for the stock plan staff and costs for the company. For more information, visit or call 617-734-1979.


With exclusive articles, 800+ FAQs, podcasts, videos, the Tax Center, interactive quizzes, the Learning Center with courses for CE credit, the Global Tax Guide, an extensive glossary, and dynamic patented tools, is the premier online resource of educational content and tools on stock options, restricted stock, restricted stock units, performance shares, stock appreciation rights, and employee stock purchase plans. is written and managed by leading experts in equity compensation, and is produced by a company with a long history of successful publications explaining complex legal and financial subjects in plain English.

The accounting journal CPA Wealth Provider selected among companies “that have taken the lead through innovation, efficiency, initiative, or growth in the financial-planning area.” The Specialized Information Publishers’ Foundation honored MSO Pro with one of its Editorial Excellence Awards in the category of Best Interactive Content among niche publishers. The influential consumer magazine PC World has ranked among “the most useful sites ever” that “deliver top-notch information, support, and services.” has also received extensive favorable coverage in the media, including BusinessWeek, The Wall Street Journal, The New York Times, the San Francisco Chronicle, and The Boston Globe, and on CNN/fn, National Public Radio, PBS,, and

For more information, please contact Bruce Brumberg and Matt Simon at 617-734-1979.

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